Credit Reports

Subject Guides Credit Reports

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Free Credit Report

Annual Credit Report
This is the only official source for your free copy of your credit report, which you are entitled to once a year. Watch out for scam sites that want to charge money or take your personal information!

The leading credit report companies.

Equifax Credit Information Services



Caution is advised for any "free credit reports" these companies offer. Most states have a law that entitles residents to one free annual credit report. For more information click here:

Additional Resources

Managing Credit and Debt
The Massachusetts Department of Consumer Affairs has created a web page with lots of advice & information on credit reporting, debt collection, and other related topics. Near the bottom are links to a couple of credit counseling agencies. Click on "Managing Credit and Debt", above.

Page last changed: August 20, 2012, at 05:49 PM EST.