Subject Guides Credit Reports

See Also: (hide)

Free Credit Report

Annual Credit Report
http://www.annualcreditreport.com
This is the only official source for your free copy of your credit report, which you are entitled to once a year. Watch out for scam sites that want to charge money or take your personal information!

The leading credit report companies.

Equifax Credit Information Services
http://www.equifax.com/home/en_us

Experian
http://www.experian.com/

TransUnion
http://www.transunion.com/

Caution is advised for any "free credit reports" these companies offer. Most states have a law that entitles residents to one free annual credit report. For more information click here: http://www.ftc.gov/bcp/edu/microsites/freereports/index.shtml

Additional Resources

Managing Credit and Debt
The Massachusetts Department of Consumer Affairs has created a web page with lots of advice & information on credit reporting, debt collection, and other related topics. Near the bottom are links to a couple of credit counseling agencies. Click on "Managing Credit and Debt", above.

 
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